Please help me with this frightening and ugly problem!?

Please please please without any mean words, will someone please help me lose the fat under my arms (bat wings)! I know it requires exercise but what kind of exercise can I do so that it shrinks as opposed to turns into muscle??? I can't do a single push-up, but the rst of my body is completely toned except these arms!! ugh!! any ideas would be appreciated! i am really really really really healthy but what else can i do? its really brining me down on my summer.